YourCash: Budget, Cash Flow & Personal Finance

YourCash is a Budgeting and Cash Flow app for people who want to know exactly how much money they have available to spend at all times, when they will get more money, and how their current spending and saving will affect their future.

YourCash uses a powerful automated envelope system to distribute money from your paychecks into the envelopes you create. Those envelopes tell you exactly how much money you have available to spend, and when you get more.

If you want to make sure all the events in your life are financially planned for, then this is the app for you. Whether it’s dining out every so often, a recurring bill, or a new car in a few years, your envelopes will be filled with enough money to fund them all.

How it works:
YourCash uses sophisticated algorithms to automatically distribute your money into a series of electronic envelopes that you create. When you spend money, you take it out of the envelope. We do everything else for you.

Your spending isn’t monthly, now your budget won’t be either. YourCash will create and fill envelopes when you tell it you need money.

YourCash features to help you obtain your goals:
• At-a-glance knowledge of how much money you have available to spend.
• Automatic distribution from your paycheck into your envelopes.
• Envelopes filled with money so you can spend money when you need to, rather than on a monthly basis.
• Projecting your savings up to 20 years in the future, while accounting for all expected spending.
• A breakdown of how much of your money each Envelope is getting per year to help you identify places to save money.
• “Target Date” Events (Example: You want to buy a car in 3 years while taking into account all your current spending).
• Notifications for recurring bills.
• Historical, exportable views of transactions, indicating how much was spent, what it was spent on, and who spent it.
• Help paying off credit cards.
• A play area where you can experiment with your spending.
• Support for every kind of paycheck including automatic pause/restart dates for teachers.
• With it’s ability to handle multiple paychecks and multiple users, families will feel right at home with YourCash.
• No email addresses, no bank accounts, no credit card accounts, no advertisements, no in-app purchases, no social-media.
• A clean, functional user interface.
• More - including sorting envelopes, powerful search features, and seeing how envelopes will be filled in the future.